Turn safe driving into savings.

Auto insurance is a necessity for drivers, but it can be expensive. In fact, the average annual cost of car insurance in the United States is over $2000. That’s a lot of money to be spending on something that you hope you never have to use.

There are a number of factors that can affect the cost of auto insurance, including your age, driving record, and the make and model of your car. But one of the largest factors is your insurance score. Your insurance score is a number that insurers use to assess your risk of being involved in an accident. The higher your score, the lower your insurance premiums could be.

But how do you improve your score? Telematics is a growing trend that car insurers are using. Telematics refers to data about your driving habits, such as your speed, braking, and acceleration. This data can be used to give insurers a more accurate picture of your risk, and it can lead to lower insurance premiums for safe drivers.

How Driver Score by MoneyLion Can Help

Driver Score is a telematics program we offer that can help you save money on your car insurance. Driver Score uses your phone’s GPS to track your driving habits and generate a score based on factors such as your speed, braking, and acceleration. The higher your score, the more likely you are to qualify for a discount on your insurance.

Here are some other major perks:

• Driver Score is completely free to use, so there’s no risk in trying it out. 
• Driver Score can also help you become a safer driver. By tracking your driving habits, Driver Score can identify areas where you can improve, such as your speed control or your braking. This feedback can help you make changes to your driving habits and become a safer driver on the road.

As an added bonus, you’ll earn achievements for hitting certain milestones — so you can feel good about your safe driving.

If you’re looking for ways to save money on your car insurance, Driver Score by MoneyLion is a great option. Driver Score is free to use, and it can help you improve your driving habits and get lower insurance premiums.

So what are you waiting for? Sign up for Driver Score today and you could save up to 40%* on car insurance.

*Average savings is based on program data. Not all drivers will be eligible or qualify for an offer or discount. Actual savings vary based on your driving behavior. Not valid in CA or certain other states. Expires 2/23/2024.

What is the Discover Feed all about?

The Discover feed is your gateway to financial knowledge and freedom, right within the MoneyLion app. We believe that everyone deserves the opportunity to learn about their financial needs and goals, regardless of their background or financial status. That’s why the Discover Feed is designed to be a place where you can access financially relevant content tailored just for you.

The Discover feed is a hub to interact with the vast content curated just for you. Now is your opportunity to share those money wins with the entire MoneyLion community.

New upgrades to the Discover feed that will keep you coming back:

Commenting:

Now, you can actively participate in discussions by leaving comments on the content you see on the Discover feed. Now you can spotlight those financial accomplishments you are proud of or share your own money tips with the community!

Notifications:

We want you to stay informed! Now you can receive notifications about interactions you have on the Discover feed and never miss a beat.

Social Media Content:

We curate the most relevant financial content to provide you with the most useful and up-to-date information straight on the Discover feed. You can expect fresh, curated content daily, tailored to your needs and interests!

Interactive Surveys:

Now you can engage with fun, financial surveys that touch on various topics. How does your opinion stand against the crowd?

Bull vs. Bear:

Test your knowledge of the financial markets with Bull vs. Bear, the daily challenge where you vote between two preselected stocks to try to guess which one will have the largest gain by the end of market close.

Financial Insights:

Stay on top of your financial game with personalized insights. From monitoring your credit score to analyzing your spending insights, we’ve got you covered!

Take the leap towards financial empowerment with MoneyLion’s revamped Discover feed. Whether you’re looking to learn, engage, or build a community, we’re here to support you every step of the way. Join the social financial revolution and unlock the path to a brighter financial future!

Download the MoneyLion app now and embark on your journey to financial freedom with the Discover feed!

Let’s face it. Building a portfolio and building wealth tends to be a slow, long-term project that happens over years — not over days and weeks. Having the discipline to contribute to an investment portfolio regularly over time is one of your most important jobs as an investor, but it sure can be a challenge. That’s where Round Ups come in.

Here’s how it works

Let’s say you use your debit card to pick up a morning coffee that costs $2.50. When you activate Round Ups, the transaction gets rounded up to $3 and the extra $.50 goes into your MoneyLion Investment Account. With Round Ups, this happens automatically every time you make a qualifying purchase. Keep reading for tips on how you can make Round Ups work for you at MoneyLion — using any credit or debit card.

Why you should Round Up

One of the biggest hurdles to investing can be our own behavior. The natural tendency to procrastinate or overreact to market movements and headlines can do significant harm to portfolios over time. There are three ways Round Ups can help investors stay disciplined and consistent over time:

1. Automating contributions helps you stay invested, even in challenging times.

The past two years, which experienced the COVID-19 pandemic market crash and recession, have been a great example of this. In hindsight, the market pullback was brief and the S&P 500 ended the year with a strong 18% total return. In 2021, the stock market provided investors with another 18% gain [as of 7/14/2021] despite significant uncertainty along the way. Those who stayed invested despite scary headlines and day-to-day swings avoided selling when prices were down.

Chart: Total annual return of S&P 500 compared to the biggest decline that year

Note that, for the past 30 years, even when downward swings have been large, in most years the S&P has ended in positive territory. Be aware that past performance is no guarantee of future results. Sources: Clearnomics, Standard & Poor’s [as of July 14, 2021].

2. Round Ups are a great way to take the emotions out of investing.

Round Ups lets you invest frequently and consistently without having to consider the price of an investment. Regularly investing can be one of the biggest factors of investment success over time. This approach is completely opposite of what you typically hear other people talk about – buying investments, like stock, by timing the market. This is a bad approach because NO ONE can predict the markets, and because of human nature, you’ll likely make some bad investment decisions (instead of buying low and selling high, you’ll likely end up doing the opposite). Round Ups can help you remove the guesswork by investing consistently over time, with the understanding that sometimes when you buy prices will be higher but other times prices will be lower.

Are Round Ups right for you?

Discover MoneyLion Round Ups — and start rounding up with every swipe. At MoneyLion, you can use Round Ups with any credit or debit card two ways to save for a rainy day with a MoneyLion Investment Account. Round up everyday purchases to set aside a little extra for your life goals, dream vacay, house down payment, or whatever matters most to you.

Crypto Round Ups

If you are cryptocurious, Round Ups is also available with a MoneyLion Crypto Account powered by Zero Hash. Round up your spare change to purchase Bitcoin. Start small and build with confidence over time.

New to Round Ups? Here’s how they work.

Imagine how much money you’d likely have if you’d collected all of the spare change over the years for all of the things you buy daily. All of the coffees, grocery store runs, gas tank fill-ups — whatever. That’s a pretty good amount of money saved up. What if you could start taking all that spare change and invest it automatically? Well, you can. That’s the idea behind Round Ups. They’re an easy way to put your savings on autopilot. To save without even thinking about it. How good is that?

EXAMPLE: Let’s say you use your favorite credit or debit card to pick up a morning coffee that costs $2.50. When you activate Round Ups, the transaction gets rounded up to $3 and the extra $.50 goes into a MoneyLion account of your choice:

Use your existing cards

Now you can convert your spare change into Bitcoin or into a MoneyLion Investment Account using your existing debit or credit cards. All you need to do is securely link any of your debit or credit cards to MoneyLion. Just set it, forget it, and shop. We’ll take care of the rest.

Cryptocurious? Round Up to Bitcoin 

If you’re ready to dip your toe into the crypto pool, a MoneyLion Crypto Account powered by Zero Hash is a great way to start. Just make sure you have a RoarMoney account so you can buy and sell crypto in the MoneyLion app. Then, you can activate Round Ups into your Crypto Account, and you can start small and build over time.  With a MoneyLion Crypto Account you also get:

• Easy access to Bitcoin
• An easy way to buy, sell and hold Bitcoin, Ethereum, Litecoin, and more
• Crypto information on the go

Round up and save for a rainy day 

It’s easy to put aside money for your future with an economical, professionally managed MoneyLion Investment Account. Round up everyday purchases to set aside a little extra for your life goals, dream vacay, house down payment or wherever you’re going on your financial journey. A MoneyLion Investment Account comes with:

• A fully professionally managed investment portfolio made up of ETFs (exchange-traded funds).
• No investment minimums.
• Help choosing an investment strategy to support your goals and your tolerance for risk.
• Ability to build toward your life Goals and track your progress over time.
• Ability to invest in your interests and priorities. You can take more control over your portfolio by adding thematic portfolios of ETFs aligned to specific topics like technology, innovation, and social responsibility.

Ready to make your money roar?

Round Ups are a powerful way to start small and grow big — all with spare change every time you swipe. Start Rounding Up today and grow over time. The future you will thank you.

• Browse thousands of discounts 24/7 on the device of your choice
• Enjoy new discounts updated daily 
• Find local deals with an easy-to-navigate map
• Request customized discounts if you can’t find the category you want

Read on to learn more!

Make life easier with exclusive discounts from over 700 merchants

PerkSpot offers exclusive discounts from over 700 merchants, and they add local and national savings up to 40 times a day. You’ll always find something new!

In the market for a fresh wardrobe? No problem. Check out the extensive apparel deals. Car’s on the fritz? PerkSpot has your back with auto parts and repairs discounts. Whatever you need, they’ll help you cross off your shopping list and keep cash in your pocket.  

If you’re interested in sporting events, live music, or action-packed adventures for the whole family, mosey on over to the PerkSpot Exclusive Tickets page. There you can shop and redeem unbeatable, price-slashing deals on tickets, theme parks, and more  — all in one spot. Say goodbye to confusing tabs and copy and paste discount codes.

How to set up your PerkSpot account

To enjoy PerkSpot, make sure you have an open and active Credit Builder Plus membership in good standing. Then:

• Create your account at moneylion.perkspot.com
• Choose your perks in over 25 categories 
• Subscribe to weekly emails to make sure you never miss a deal
• Find discounts in your neighborhood with the local map

If you can’t find the merchant or product you want, you can make a request on the Suggest a Business page, and PerkSpot’s team of experts will do their best to negotiate a discount for you.

Ready to save? Get PerkSpot today

Don’t miss out on a great way to save on all the little and big things that make life easier. PerkSpot has something for every kind of shopper, so make sure you have a Credit Builder Plus membership and sign up today!

Start saving now.

What is $RoarTag?  

It’s a unique way to express yourself, and it’s a nice alternative to using your phone number and email. 

Be sure to create your $RoarTag before it’s taken.

What should my $RoarTag be? 

Here are four tips to help you create a unique tag and join the MoneyLion Pride. 

Make it fun.

Create something that represents you in an interesting way. What do you love? What are you into? Are you a drummer, puppeteer, avid BBQ pitmaster? Make your $RoarTag be a representation of your personality. 

Examples: $DrummerBoy2112, $NerdOfTheRings, $GolfDaddy

Use a nickname.

Growing up, many of us have been given different terms of endearment from friends, family, and co-workers. For myself, I have been called Lurch, DaddyLongLegs, ChuckyB, and Marmaduke. Yes, I am tall. Yes, I am a goofball. 

Examples: $Missy123, $ClymeTime99, UncleCrocodile

What inspires you? 

Make your $RoarTag an affirmation. Something that will motivate you and help you be the best version of yourself. 

Examples: $BossBrendan, $AwakenTheGiant, $MoneyMovesMark 

Use your sign 

Celebrate your inner hippy. If you are into astrology and feel that it represents you as a person, it can inspire a cool tag that reflects your personality. 

Example: $FunkSoulGemini, $CancerianQueen, $LovelyLeo

Invite a friend to join the Pride using your very own $RoarTag, and you can each get up to $55!

One team. One dream. 

Don’t miss out on our latest referral program! From now until February 28, 2022, you and your friend will each get a $5 bonus when they open a RoarMoney account and a $50 bonus when they set up and receive a qualifying recurring direct deposit into their RoarMoney account within the first 60 days of enrolling. 

How to refer a friend, you ask?
First, go to your account profile menu, customize your $RoarTag, and share it on social or send to your friends.

There’s no limit to how many friends you can invite, so the louder you roar, the more bonuses you’ll get! 

You’re never flying solo at MoneyLion 

Our financial copilots are always on duty. So you can rest assured you can reach a human — every day of the year, 24/7 — via phone. Or chat with us. Or shoot us an email.

Don’t forget to send us feedback that can help us improve the way we serve you. We also accept compliments. ?

We’re listening

Isn’t it good to know, at MoneyLion, getting help can be as easy as putting on your bunny slippers, sliding into your comfy chair, and grabbing your mobile device? So go ahead, get comfortable. And call us, chat with us, or email us any time.

Contact us

(disclosure)

MoneyLion is a financial technology company, not a bank. RoarMoney℠ demand deposit account provided by, and MoneyLion Debit Mastercard^® issued by, Pathward, National Association, Member FDIC. RoarMoney is a service mark of MoneyLion. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International. Funds are FDIC insured, subject to applicable limitations and restrictions, when we receive the funds deposited to your account.

• 82% of MoneyLion reviews on Trustpilot have five stars
• 84% of MoneyLion reviews on WalletHub have five stars

Our goal as a company is to make 99% of all reviews be 5 star reviews, so we are only just getting started. We also know that we can never please everyone but we will always give it our all.

Below are our favorite 5 Star Reviews

1. Google Play, MoneyLion Inc.★★★★★
   “I don’t know why I see so many negative reviews. Money lion gives me the biggest cash advance out of all the apps I’ve tried. $200!!! It started at 50 I think and has consistently been going up. The credit builder tool is great and my card was locked once because it was protecting me from fraudulent activity so that just shows me that they are secure as well as reliable. This is the best banking app and cash advance that nobody knows about!” by Tom Auman for v7.23.0 (16777215) –  Android 9.0, Nokia 3.1 a (eag) · Read this review on Google Play.

2. MoneyLion has been a huge help! “MoneyLion has been a huge help with the time between paychecks. It’s been very hard since I had lost one of my 2 jobs due to the pandemic, so this has helped to relieve the struggle a little bit.”★★★★★ Verified Read the review on Trustpilot

3. One word “One word: Helpful. Came in clutch and very customer friendly.  Nothing deceiving and very straight forward. Best app out there” ★★★★★ Verified – Read the review on Trustpilot

4. Google Play, MoneyLion Inc.★★★★☆ → ★★★★★  (Updated)
“This is my third updated rating. I now feel this app and company merit 5 stars. It’s not the only one I use for cash advances, but it’s the only one that lets me even if my balance is negative. That right there makes the fees for getting money instantly deposited into your account WELL worth it. I can also make use of their loan, which subsequently is designed to contribute positively to my credit score. And I’ve been with this app for a few years, and they have improved remarkably, tenfold.” by Kell Dubs for v7.19.0 (16777215) –  Android 8.1, Lg it Click here to read the review on Google Play.

5.Great Company “I was in need of funds and came across MoneyLion App and I’m very thankful I did! They loaned me the money I needed quickly and conveniently! They have been lifesavers for me since I was laid off due to the financial impact of COVID-19 on my place of employment. Any questions or concerns I’ve had, they instantly provide the answers or suggestions. They make the loan process pain free and work with you on payments if necessary through out your time with them. Thanks MoneyLion for great service!” ★★★★★ Verified – Read the review on Trustpilot

MoneyLion Mom Stories

Five-star reviews are great, but our customers’ heartfelt stories are most fulfilling. So this past Mother’s Day, we launched a MoneyLion Moms giveaway that encouraged moms who are MoneyLion customers to share their experiences with our app and how it shaped their lives. Check out the clip below to hear from our giveaway winner. She used our financial tools to get by during the pandemic.