Travel insurance and pregnancy

When you’re pregnant, travel insurance can provide essential coverage, but it’s important to understand how it works. Many standard travel insurance policies offer coverage for pregnancy-related issues, but there are often specific conditions and limitations.

Firstly, most insurers treat pregnancy as a normal medical condition, not an illness. This means coverage is usually provided up to a certain point in your pregnancy, typically around 26 to 32 weeks. Beyond this period, coverage might be limited or excluded altogether.

Additionally, travel insurance generally covers unexpected complications of pregnancy, such as preterm labor or medical emergencies, rather than routine check-ups or planned procedures. You’ll need to check the policy details to see what’s included and what’s not.

Another key point is the need for a doctor’s note. Insurers may require a medical certificate stating that you are fit to travel, especially if you are in the later stages of pregnancy.

Lastly, some policies might offer coverage for cancellation or curtailment of your trip due to pregnancy-related issues. This can be particularly useful if your doctor advises against travel after you’ve already booked your trip.

Understanding these aspects of travel insurance when pregnant helps you make informed decisions and travel with greater peace of mind.

Should you get travel insurance if you’re pregnant? 

If you’re pregnant and planning to travel, especially abroad, getting travel insurance is highly recommended. It’s particularly important if you are traveling to a country with high medical costs or where medical assistance might be necessary. 

Purchase travel insurance as soon as you book your trip to cover any unforeseen circumstances that might arise before or during your travels, providing peace of mind for you and your family.

Advantages of travel insurance when pregnant

Travel insurance offers several benefits for pregnant travelers. It typically covers unexpected medical complications, which can be costly when you’re away from home. 

Policies often include emergency medical expenses, hospital stays, and even medical evacuation if needed. Additionally, travel insurance can cover trip cancellation or interruption if your doctor advises against travel due to pregnancy-related issues. 

This financial protection can save you significant expenses and stress, allowing you to focus on enjoying your journey and staying healthy during your travels.

Insurance coverage options for pregnant travelers

There is more than one type of insurance coverage for pregnant travelers. It doesn’t matter if you’re taking a summer vacation to Hawaii or a business trip to China, you should consider all of the below options. 

Trip cancellation

Trip cancellation coverage reimburses you for prepaid, non-refundable expenses if you need to cancel your trip for a covered reason. For pregnant travelers, this is particularly important because pregnancy-related complications or sudden changes in health can make travel unsafe.

Example: Imagine you’ve planned a babymoon to Hawaii. A week before departure, your doctor advises against traveling due to a complication. Trip cancellation coverage would reimburse you for the money spent on flights, hotels, and other prepaid expenses, allowing you to prioritize your health without financial loss.

“Cancel for any reason” (CFAR) coverage 

“Cancel for any reason” (CFAR) coverage allows you to cancel your trip for reasons not typically covered by standard trip cancellation policies and still receive partial reimbursement, usually between 50-75% of your trip costs. This coverage is highly flexible and offers peace of mind for pregnant travelers who may face unpredictable changes in their health or personal circumstances.

Example: Suppose you start feeling anxious about traveling as your departure date approaches. With CFAR coverage, you can cancel your trip even if there’s no specific medical reason and still recover a portion of your costs, reducing the stress of losing your investment.

Travel medical insurance

Travel medical insurance covers medical expenses incurred while traveling, which can be especially important for pregnant travelers needing unexpected medical attention. This coverage typically includes doctor visits, hospital stays, and sometimes even childbirth if it occurs during the trip.

Example: While on a business trip to China, you experience severe nausea and need to see a doctor. Travel medical insurance would cover the cost of the medical visit, medications, and any necessary follow-up care, ensuring you receive the medical attention you need without worrying about high out-of-pocket expenses.

Emergency medical evacuation

Emergency medical evacuation coverage pays for transportation to the nearest adequate medical facility if you experience a serious medical emergency while traveling. This can be vital for pregnant travelers, especially in regions where medical facilities may not be equipped to handle pregnancy-related emergencies.

Example: If you develop a severe pregnancy complication while on a remote island vacation, emergency medical evacuation coverage would cover the cost of transporting you to a hospital with the necessary facilities to provide appropriate care, ensuring you get the medical attention you need as quickly as possible.

Trip interruption

Trip interruption coverage reimburses you for the unused portion of your trip and additional transportation costs if your trip is cut short due to a covered reason, such as a medical emergency. This can be particularly useful for pregnant travelers who may need to return home unexpectedly.

Example: While visiting family abroad, you experience early labor signs and need to return home immediately. Trip interruption coverage would reimburse you for the unused portion of your trip and cover the cost of your early return flight, helping to minimize the financial impact of your sudden change in plans.

What is not covered by insurance for pregnant travelers

Insurance for pregnant travelers covers a lot, but there are some things that it does not.

• Missed flights because the airline didn’t allow you to board
• Costs related to childbirth in another country
• Routine prenatal check-ups
• Elective procedures or treatments
• Complications from pre-existing conditions not disclosed to the insurer
• Travel restrictions due to high-risk pregnancies
• Costs associated with bringing a newborn home if the baby is born abroad

Understanding these limitations can help you plan better and avoid unexpected expenses during your travels.

What to consider before getting travel insurance when you’re pregnant

Before purchasing travel insurance when you’re pregnant, there are several important factors to keep in mind:

• Discover if there are any existing coverage options available to you from other providers such as credit cards. Some credit cards offer travel insurance benefits that might already cover certain aspects of your trip.
• Review the policy differences in coverage options from different providers. Compare what each policy offers, especially in terms of pregnancy-related coverage, to ensure you get the best protection for your needs.
• Determine how much of your trip is nonrefundable so you can decide how vital trip cancellation and interruption coverages are. This helps you assess whether you need extensive coverage or if a basic policy will suffice.
• Check if the policy requires a medical certificate from your doctor stating you are fit to travel. Some insurers may need this documentation, especially if you are in the later stages of pregnancy.
• Understand the insurer’s definitions and exclusions for pregnancy-related complications. Make sure you know what is considered a covered complication and what is not to avoid surprises if you need to make a claim.

Considering these factors will help you choose the right travel insurance policy, providing peace of mind and adequate coverage during your pregnancy travels.

MoneyLion can help you unlock exclusive points and promotions every time you travel.

Check out airline regulations for expectant passengers

Reviewing airline guidelines for pregnant travelers is crucial to avoid any surprises or disruptions during your trip. Airlines have specific regulations and requirements for pregnant passengers, which can vary widely. Knowing these rules in advance helps you plan better and ensures a smoother travel experience.

Delta Air Lines

Delta Air Lines allows pregnant passengers to fly without restrictions at all times. Furthermore, Delta does not require a medical certificate — but it is always a good idea to carry one, especially if your pregnancy is high-risk or you have specific medical needs.

Southwest Airlines

Southwest Airlines doesn’t require any special documentation to fly pregnant and recommends avoiding air travel after 38 weeks. 

British Airways

British Airways allows travel up to the end of the 36th week for single pregnancies and up to the end of the 32nd week for multiple pregnancies (twins, triplets, etc.). After 28 weeks, a medical certificate is required, confirming that you are fit to fly and providing your due date. 

Understanding these regulations helps ensure a hassle-free travel experience and prevents last-minute complications at the airport. Always check with your specific airline before booking to confirm their policies, as guidelines can change.

Get travel insurance before flying while pregnant

Travel insurance is needed for pregnant travelers to cover unexpected complications and cancellations. Check airline regulations and compare different insurance policies to find the best coverage. While doing so, consider existing coverage options, nonrefundable trip costs, and necessary medical documentation.

The time and money you spend upfront will be repaid with peace of mind — and financial protection if something goes wrong. 

FAQ

Depending on the airline, between 17% and 30% of flights could be delayed. In 2022, around eight bags in every 1,000, or 26 million pieces of luggage in total were lost, delayed, or damaged. Those are not encouraging numbers. 

Having the right travel insurance can provide peace of mind and financial protection if things go wrong on your trip. Fortunately, many credit cards offer built-in travel insurance as a perk for cardholders, saving you the cost of insurance on your next trip.  

Below, you can explore the best credit cards with travel insurance coverage, including some no-annual fee options. Read on for the best options to protect your dream vacation this year! 

To find out about more travel perks, download the MoneyLion app!

8 Best credit cards offering travel insurance

Here is an overview of the best travel credit cards that include some form of travel insurance to protect you on your next adventure. 

1. Best for Frequent Flyers: Chase Sapphire Reserve Card

The Chase Sapphire Reserve is a premium travel credit card that offers valuable benefits for frequent flyers. In addition to earning 3X points on travel and dining, cardholders enjoy a generous $300 annual travel credit, access to airport lounges, and robust travel insurance coverage.

Annual fee: $550

APR: 19.99%-26.99% variable

Credit score: Excellent 

Pros

• Excellent travel benefits
• Flexible rewards program
• Comprehensive coverage

Cons

• The high annual fee may not be worth it for infrequent travelers

2. Best for No Annual Fee: Wells Fargo Active Cash Card

The Wells Fargo Active Cash Card stands out with premium features and is a straightforward cash-back credit card that offers travel insurance coverage despite having no annual fee. You can earn 2% cashback on everything, one of the most generous flat reward options out there. If you just want a straightforward cashback card with decent insurance and no annual fees, this is the top pick. 

Annual fee: $0

APR: 20.24%, 25.24%, or 29.99% variable

Credit score: Excellent, Good

Pros

• No annual fee
• Simple 2% cashback rewards on all purchases

Cons

• Travel coverage is more limited compared to premium travel cards

3. Best for Lounge Access: Capital One Venture X Rewards Credit Card

The Capital One Venture X Rewards credit card is a premium travel card that offers excellent lounge access benefits, in addition to generous travel insurance coverage. The card also provides a $300 annual travel credit and access to over 1,300 lounges worldwide through a Priority Pass Select membership.

However, there are a few significant limitations to the Venture X card’s travel protections. First,  it only reimburses transportation costs if a trip needs to be canceled for covered reasons. Second, it doesn’t cover all prepaid expenses, like hotels and rental cars, up to the maximum limit of the coverage. Instead, you’ll need to meet a limited list of eligible reasons for trip cancellation and interruption. Also, there’s no baggage delay insurance.

Annual fee: $395

APR: 19.99%, 26.24% or 29.99% variable

Credit score: Excellent

Pros

• Lounge access
• Full auto insurance for theft or collision
• Generous travel credits
• Flexible rewards program

Cons

• Travel coverage is limited compared to other options.
• The high annual fee may not be justified for infrequent travelers.

4. Best for Luxury Perks: The Platinum Card from American Express

The Platinum Card from American Express is a premium travel card that offers a wide range of luxury perks and travel benefits, making it a top choice for frequent travelers seeking an elevated experience. Get up to $200 annual airline fee credit and up to $200 annual hotel credit. You’ll also get complimentary Marriott Bonvoy Gold Elite and Hilton Honors Gold status.

Note that with this AMEX card, for trip delay and trip cancellation or interruption insurance to be valid, your entire round trip must be paid for with the Platinum Card. You could book two one-way flights, a multi-stop, or a single roundtrip. There’s no baggage delay reimbursement or travel accident insurance.

Annual fee: $695

APR: 21.24% to 29.24% variable

Credit score: Good, Excellent

Pros

• Lounge access at over 1,300 airport lounges worldwide through Priority Pass, as well as access to Amex Centurion Lounges
• Full auto insurance for theft or collision

Cons

• High annual fee
• Travel coverage is limited compared to other options

5. Best for International Budget Travelers: United Explorer Card

The United Explorer Card is a co-branded travel credit card that offers valuable benefits for frequent United Airlines flyers, including priority boarding, free checked bags, and travel insurance coverage. It’s an excellent option for budget-conscious international travelers seeking a card with robust travel protections. In addition to insurance and bonus signup miles, you could use miles to book on any of United’s partners potentially opening low-cost travel opportunities. In addition, it offers comparable insurance perks to some of the premium offerings on this list. 

Annual fee: $95 (waived the first year)

APR: 21.99%–28.99% variable

Credit score: Good, Excellent

Pros

• Free checked bags on United flights
• Travel credits
• Comprehensive travel insurance

Cons

• Limited rewards earning potential outside of United purchases

6. Best for Bonus Rewards: Bank of America Premium Rewards Credit Card

The Bank of America Premium Rewards credit card offers a generous rewards program and valuable travel protections, making it an excellent choice for those seeking bonus rewards on their everyday spending. You can earn 2 points per dollar on travel and dining earns. If you’re a Preferred Rewards client, you can get an extra 25%-75% cashback bonus.

Annual fee: $95

APR: 21.24% – 29.24% variable 

Credit score: Good, Excellent 

Pros

• Excellent rewards rate
• Travel credits
• Built-in travel insurance

Cons

• Limited bonus categories compared to some other rewards cards

7. Best for Simple Rewards Cards: Chase Sapphire Preferred Card

The Chase Sapphire Preferred Card is a popular choice for those seeking a straightforward and valuable travel rewards card with built-in travel insurance coverage. With a low annual fee, the Chase Sapphire Preferred card offers versatile and valuable insurance options. You can redeem rewards for travel or transfer to other loyalty programs like United Airlines, Southwest Airlines, Marriott, and Hyatt. 

Annual fee: $95

APR: 19.24% – 26.24% variable

Credit score: Good, Excellent

Pros

• Excellent sign-up bonus
• Flexible rewards program
• Comprehensive travel insurance

Cons

Limited bonus categories for earning rewards

8. Best for Southwest Flyers: Southwest Rapid Rewards Plus 

The Southwest Rapid Rewards Plus credit card is an excellent choice for frequent Southwest Airlines flyers, offering valuable perks and travel insurance coverage. The credit card earns 2X points on Southwest purchases. As a cardholder, you’ll receive 3,000 anniversary bonus points each year and the ability to earn a companion pass after earning 135,000 qualifying points in a calendar year.

Annual fee: $69

APR: 21.49%–28.49% variable

Credit score: Good, Excellent

Pros

• Earn Southwest Rapid Rewards points
• Anniversary bonus points

Cons

• Limited bonus categories for earning rewards outside of Southwest purchases
• No trip delay or interruption coverage. 

Understanding the types of travel insurance coverage

Travel insurance offers a range of coverages designed to protect you from various mishaps and unforeseen circumstances that can occur during your trip. Having the right coverage can provide peace of mind and financial protection, ensuring that your travel plans are not derailed by unexpected events.

It’s important to carefully review the specific coverage details, limits, and exclusions of any travel insurance policy you’re considering to ensure it aligns with your travel needs and provides adequate protection. Here is an overview of the common types of travel protection.

Trip delay

This coverage reimburses you for additional expenses incurred due to a delayed trip, such as meals, accommodations, and transportation. It typically kicks in after a specified delay period, from six to 12 hours or more, depending on your policy.

Trip cancellation

If you need to cancel your trip for a covered reason, such as illness, injury, severe weather, natural disasters or other unexpected events, trip cancellation insurance can reimburse you for non-refundable, prepaid expenses like flights, hotels, and tours. Note that trip cancellation insurance doesn’t cover voluntary cancellations. 

Trip interruption

Similar to trip cancellation, this coverage provides reimbursement if you need to cut your trip short due to covered reasons. It can cover the unused, non-refundable portion of your trip, as well as additional transportation costs to return home.

Baggage delay

When your checked baggage is delayed for a certain period, typically 6 hours or more, this coverage can provide reimbursement for essential purchases like clothing, toiletries, and other necessary items to tide you over until your luggage arrives. Good baggage delay coverage gives you $100 for up to five days.

Lost luggage

If your checked baggage is lost or damaged during the trip, this coverage can reimburse you for the cost of replacing lost or damaged items, up to a specified limit.

Travel accident

This coverage provides financial protection in the event of accidental death or dismemberment while traveling. It can provide a lump sum payment to you or your beneficiaries in case of such unfortunate incidents.

Rental car insurance

Many travel insurance policies include coverage for rental cars, providing primary or secondary coverage for collision damage or theft. This can save you money by eliminating the need to purchase additional insurance from rental car companies.

Emergency evacuation and transportation

In the event of a medical emergency, while traveling, this coverage can provide reimbursement for the costs associated with medical transportation and evacuation to the nearest appropriate medical facility or back to your home country.

Do you need additional travel insurance?

While credit card travel insurance can provide valuable coverage, it may not be sufficient for all situations. Consider purchasing additional travel insurance in cases of extended trips or additional medical needs, such as:

• Extended trips or international travel: Credit card coverage may have limits on the length of trips or exclude certain destinations, so you may need additional insurance for longer or more complex trips.
• High-risk activities: If you plan to participate in adventure sports or other high-risk activities, you will probably need specialized coverage not provided by credit card insurance.
• Pre-existing medical conditions: Credit card insurance often excludes coverage for pre-existing medical conditions, so separate travel medical insurance can be necessary to protect your health when traveling beyond your primary health insurance coverage. 

Final tips for securing travel insurance

Unforeseen events can quickly turn a dream vacation into a nightmare, but having the right travel insurance can provide invaluable financial protection and peace of mind. Many credit cards offer built-in travel insurance as a perk, making it easier to safeguard your trip without additional costs. 

Carefully research the various types of coverage and select the best credit card for your travel needs. For example, while premium travel cards offer impressive rewards, they’re rarely worth the cost for infrequent travelers. However, with some research and comparison, we’re confident there’s a card option for most travelers on this list. 

Compare offers and prepare to embark on your adventures with confidence. You can learn about overseas coverage or the types of credit cards. You can also learn to build a rainy day fund. Need to know how much you need to save for your dream vacation? Check out MoneyLion’s savings calculator. 

FAQ 

Whether you’re a seasoned globetrotter or a novice explorer, these free AI travel planners will revolutionize the way you plan your next great escape!

As you embark on a vacation you didn’t plan – make sure you’re getting the most out of your credit card. Now’s the time to start exploring travel rewards or even intro offers. See what you could qualify for!

12 best free AI travel planners

Planning a holiday soon? Find the best trip planner from among these top 13 services. 

1. Trip Planner AI

Trip Planner AI is free to use. It provides travelers with customized trips and road trip planning. It allows users to collaborate and offers TikTok and Instagram videos to help inspire you. Trip Planner AI provides real-time trip-relevant notifications and you change the plan to suit yourself.  

2. Wonderplan

Wonderplan offers users an intuitive and colorful interface that is easy to navigate. It provides users with almost everything they need from trip plans to restaurant recommendations based on their dietary needs. You can use the detailed cost breakdown to adjust your costs to budget, as well as link to destinations on Google Maps. Wonderland is free. 

3. Layla (Roam Around)

Previously known as Roam Around, Layla provides AI-generated global travel plans backed by ChatGPT3 technology. You can plan bucket lists and collaborate with friends on the Layla app, as well as save chats for later.  

4. TripBot

Download Tripbot and set your preferences, including dates and destinations, and let Tripbot plan a personalized itinerary. Book all your activities from the app and collaborate with travel companions to customize trips to everyone’s needs

5. iplan.ai

Travelers can access quick and easy itinerary creation using iplan.ai. You can plan any trip using the platform, from road trips to group travel. It lets you set times for your destinations and make changes to the suggested plans. You can also share your travel plans with friends. iplan.ai is available on the browser and app. 

6. Kayak Explore

Kayak is a search engine that looks for travel deals. It will find the best deals for you, then, redirect you to the site to make the booking. Kayak Explore is not strictly a travel planner but offers travelers deals across several travel categories like flights, accommodation, and car rental. 

7. Tripsai

Tripsai uses AI to plan a personalized itinerary, offering curated insights about things to do and places to go. The Tripsai app adjusts your itinerary in real time if there are plan changes. The AI learns from your choices and adjusts suggestions.

8. GuideGeek

AI travel planner GuideGeek has a chatbot. It will respond to questions with detailed answers. Access GuideGeek through Instagram Facebook Messenger or WhatsApp. The travel planner is free to use. 

9. Vacay

Vacay offers users an AI travel planner with a chatbot. Vacay provides paid plans with advanced features. The traveler can use the app to book events and recommend hotels and restaurants. You also have access to thematic travel plans. Get Vacay for free or on a premium plan. 

10. Curiosio

Curiosio is a free-to-use road trip planner. It provides users with interactive maps so that they can click on the destinations for more information. It offers users suggestions for activities with costs. 

11. Explorerg

Explorerg provides pre-set alternatives for your travel plans. You can compare flight and accommodation prices and explore your destination using Explorerg maps and walkthroughs. You can also use the currency converter to check costs against your budget and track actual against budget costs. 

12. Google Travel

Google Travel is a price comparison site. You can use Google Maps to get a good view of your holiday with flight prices appearing on the map. You can also compare hotel and flight prices to find the best prices to suit your planned destination and dates. 

What is an AI travel planner?

An AI travel planner is a web-based or mobile app that provides travelers with tailored travel plans to destinations globally. These planners use machine learning to design travel plans based on your preferences, past behavior, and budget. They can automate time-consuming tasks, like price comparisons for flights and accommodation. The best platforms integrate bookings so you can manage your travel plans on a single platform. 

How does an AI travel planner work?

AI travel planners are simple to use. Here is how they work:

• You provide the information about your preferences, budget, travel dates, and type of travel – solo, as a couple, family. 
• The travel planner accesses online information about travel destinations, transport options, and user reviews. 
• AI algorithms analyze your preferences and the available services to present you with a personalized travel plan. 
• The planner suggests itineraries.
• You can adjust the itinerary to suit your plans.
• Some planners also automate bookings to save you time. 

Should you use AI to plan your vacation?

AI automates time-consuming tasks of a vacation and can find you deals and pastimes you would otherwise have missed. It will integrate all your bookings on a single platform for easy access. It will send alerts to warn you of delays and other disruptions.  

It is, however, essential that you check the itinerary yourself. AI can still make mistakes or inappropriate travel suggestions. 

Key features to consider in AI travel planning tools

What constitutes an ideal AI travel planner? Look for the following elements:

• Great user interface: Look for a clear and easy-to-navigate interface.
• Ease of setup and access: Ensure that the data input is intuitive and you can easily find what you are looking for.
• Personalization options: Input your interests, destinations, and times for a personalized plan. 
• Collaborative features: Share your travel plans with travel companions.
• Interactive maps for itinerary planning: Plan your movements with interactive maps.
• Integration with booking platforms: With integrated booking, you can find all your bookings in one place
• Budget management tools: Ensure you have enough money to enjoy your holiday and track costs as you go.
• Real-time updates on travel alerts and changes: Flight delays and other travel disruptions may happen. With real-time alerts, you can plan proactively.

Start planning your dream holiday now

AI trip planners save time and effort. They can also help you save money as they make it easy to compare prices and can find you travel deals. AI can process loads of information so you may travel to destinations you would otherwise not have found. Start saving now for your holiday. 

FAQ 

Fortunately, with a little creativity and savvy planning, you can indulge your insatiable desire for adventure without emptying your pockets. The key? It’s all about learning how to travel on a budget. 

From scoring flight deals to uncovering hidden gems, this guide to budget travel tips will equip you with insider tricks to stretch your travel dollars further than you ever thought possible. 

In the meantime, check out personalized savings account offers to take your travel fund to the next step!

20 money-saving travel tips and hacks

With these budget travel tips, United States tourists can find an affordable getaway.

1. Schedule your trip for the off-peak season

Schedule your vacation outside the summer months. AARP reports that The Pink Palm Hotel in the Caribbean offers a 51% discount in October, and the Kennebunkport Inn is 66% cheaper in November than in July. 

2. Opt for low-cost airlines

Passenger advocacy website AirAdvisor ranks Frontier Airlines, Spirit Airlines, and Allegiant Air among the most affordable airlines in the U.S. If you do your research, you may find discounted flights from other carriers, too, especially during the off-season.

3. Consider budget-friendly accommodations

Many hotels offer discounts for booking in advance or joining a hotel rewards program. But you and your family might find better rates and spacious accommodations through a site like Airbnb or VRBO. If the weather cooperates, you might consider camping at a national park.

4. Pack light

United Airlines offers a baggage fee calculator, and most airlines charge additional fees for bags exceeding certain weight limits — often 50 pounds or so. Packing light will help you avoid these fees.

5. Use public transportation or walk

In crowded cities, parking can cost you. SpotHero reports that parking in San Diego can be $15 to $30, and Washington D.C. visitors won’t find a spot for less than $2.30 per hour. Many cities offer discounts on public transportation, and places like Miami and Kansas City provide free rides throughout the city.

6. Use travel reward credit cards

Many credit card providers have reward programs. Cardholders can rack up reward points when they use the card and later cash in these points for discounts on airfare, accommodations, or restaurants. 

MoneyLion can help you explore a wide variety of credit card options tailored to your travel needs and preferences.

7. Eat at local street food markets 

Many cities now have street food markets offering samplings of unique, local cuisine. Often, these vendors and food trucks are cheaper than high-priced restaurants, and you can feel good about spending money on the local economy.

8. Be mindful of roaming costs

Make sure to turn off data roaming on your phone when traveling, which will disable cellular data that can rack up high costs. If your phone is unlocked, you may be able to purchase a local SIM card to make calls, even on international trips.

9. Book tours and activities in advance

Chances are you can get cheaper tickets and rates on activities by buying them in advance, especially with theme parks. Walt Disney World, for example, offers discounted packages when you bundle park tickets with hotel accommodations. Concerts and sports events can also be cheaper when buying tickets in advance.

10. Travel with a group 

Traveling with a larger group can help you save by dividing the cost of accommodations, such as sharing a beach house. Additionally, you may be able to save by purchasing groceries as a group and then delegating who will serve as chef for the evening.

11. Bring a reusable water bottle 

A typical bottle of water costs over a dollar. That may not sound like much, but it can add up on a trip, especially in hot climates. As long as you have access to potable water, bringing a reusable water bottle helps keep you hydrated.

12. Research free walking tours and activities

Many cities offer free activities such as walking tours and museums. Alternatively, check the city’s website to research public parks or downtown events. You may be able to catch free street festivals and music performances or find a hiking or biking trail.

13. Shop at local markets for souvenirs 

Buy your souvenirs from a local market. You’ll save on the markups from larger retailers, and you’ll come home with something truly unique to the local culture. By purchasing from local vendors, you can also have greater confidence that your money is going back to the community.

14. Pay in local currency

When traveling abroad, make sure to pay in the local currency. This avoids any transaction fees when using your credit or debit card internationally. Paying with cash may help you more easily stick to a budget because you can only spend what you carry.

15. Opt for a city pass or tourist card 

Investing in a city pass or tourist card can give you modest discounts on popular destinations. For example, in New York City, your pass gives you admission to five locations. Make sure to research the pass ahead of time to determine whether the destinations align with your desired itinerary.

16. Use budget travel websites and apps 

Budget travel websites and apps can offer savings. Sites like Expedia.com help you sift through hotels and flights to find the best possible deals. You may get recommendations for restaurants or local activities to add to your trip.

17. Avoid tourist traps and scams

Do your research ahead of time and stick to your itinerary. Avoid places with aggressive marketing or that are located right outside popular tourist destinations, which are clear signs of scams. For a more authentic experience, eat and shop where locals eat. 

18. Join volunteer programs

Join a volunteer program. Not only will it give you the chance to give something back, but you may be able to travel as part of the organization’s mission. Your itinerary may be limited, but you’ll still have the chance to explore the local culture and flavors.

19. Consider house-sitting or pet-setting

Gain some extra cash through a side hustle. Even house-sitting or pet-sitting can give you additional income to put toward your trip. You may be able to offset the cost of airfare or accommodations through your side job.

20. Start saving gradually for your trip

Start saving now — over time, you may be surprised at how easy it is to save for your next vacation. Alternatively, put your money in a high-yield savings account to let it grow in the short term.

Save when traveling

At the end of the day, budget travel is a mindset – a commitment to prioritizing experiences over extravagance. By embracing the budget travel tips outlined in this guide, you may not only save money but also gain a deeper appreciation for the destinations you visit. 

With a little resourcefulness, the world can become your endless playground without breaking the bank. So, pack your bags, leave your fears behind, and embark on an adventure that will ignite your wanderlust while respecting your financial boundaries!

FAQ 

As you plan your travels, consider using credit card rewards to book flights or accommodations, helping you save money while maximizing your travel experience. 

MoneyLion can help you find some of the best savings accounts for your vacation fund. Save for your next unforgettable destination trip:

Now, it’s time for a list of the best vacation destinations, from the mountains to the coast and everywhere in between. 

25 Exciting holiday destinations for young adults in the U.S.

It doesn’t matter if you’re interested in amusement parks, outdoor recreation, or something entirely outside the box, there’s a destination for you. Here are 25 options to consider when planning your next trip. 

1. Miami Beach, Florida 

Miami Beach provides a perfect mix of beach relaxation and thrilling nightlife. During the day, sunbathe at South Beach or explore the Art Deco district before dining at a trendy café. Shopping enthusiasts will find plenty of options at the outdoor Lincoln Road Mall.

In the evening, head to clubs like LIV or Story for world-class DJs, or unwind at a chic rooftop bar. March through May is ideal for warm weather without peak tourist crowds.

2. Portland, Oregon  

Portland is a haven for outdoor enthusiasts and food lovers alike. Spend your days exploring the lush Forest Park trails or strolling through the International Rose Test Garden. Portland’s famed food trucks and breweries also offer delicious flavors unique to the region.

In the evening, embrace the city’s creative spirit by catching a live music show or browsing quirky boutiques on Alberta Street. Visiting in summer ensures pleasant weather, vibrant markets, and fun local festivals.

3. San Diego, California 

San Diego draws young adults with its beach culture and endless activities. Relax on the golden sands of La Jolla Shores or surf the waves at Pacific Beach. For a change of pace, visit the famous San Diego Zoo or the bustling Gaslamp Quarter.

After sunset, enjoy waterfront dining in Seaport Village or check out live music and dancing at trendy downtown clubs. Late spring to early fall is perfect for soaking in San Diego’s coastal lifestyle.

4. New Orleans, Louisiana 

New Orleans blends rich history with vibrant nightlife. By day, tour the French Quarter and immerse yourself in jazz culture on Bourbon Street. Take a steamboat ride along the Mississippi River or sample beignets at Café du Monde.

At night, discover the unique Creole cuisine or experience live music at historic clubs like Preservation Hall. Visit during spring or fall to enjoy mild temperatures and partake in iconic events like Mardi Gras or the Jazz Festival.

5. Savannah, Georgia 

Savannah offers young adults a taste of Southern charm. Wander beneath moss-draped oaks in Forsyth Park or explore the cobblestone River Street for boutique shopping and riverfront dining. Take a ghost tour for a spooky twist on the city’s rich history.

The nightlife scene is lively, with rooftop bars and historic pubs keeping the atmosphere fun. Spring is the best time to visit, with blooming flowers and the annual St. Patrick’s Day Festival.

6. Asheville, North Carolina 

Asheville attracts young adults with its eclectic arts scene and the natural beauty of the Blue Ridge Mountains. Visit the River Arts District to watch artisans at work, or hike the scenic trails to enjoy stunning mountain views. The city’s craft beer scene is a must-experience, with many breweries offering unique flavors.

Evenings are filled with live music and creative dining options downtown. Fall is ideal for vibrant foliage, while summer brings outdoor festivals and mild weather.

7. Santa Fe, New Mexico 

Santa Fe is a hub for culture and adventure. Wander through art galleries on Canyon Road or explore ancient Native American history at Bandelier National Monument. The city’s vibrant culinary scene features distinctive Southwestern flavors.

For nightlife, enjoy local live music or attend a summer festival at the Santa Fe Opera. Visit in the fall to experience the magic of the International Balloon Fiesta and milder temperatures for hiking.

8. Las Vegas, Nevada 

Las Vegas is known for its nightlife and entertainment. Try your luck at the world-famous casinos, or catch one of the many live shows. During the day, visit unique attractions like The Neon Museum or take a ride on the High Roller.

Beyond the Strip, discover the natural beauty of Red Rock Canyon or the Hoover Dam. Spring and fall offer the best weather for exploring, while summer nights pulse with energy.

9. Chicago, Illinois  

Chicago is a mix of culture, architecture, and lakefront fun. Take an architecture boat tour or explore Millennium Park, then visit world-class museums like the Art Institute of Chicago. Relax along Lake Michigan’s beaches or dive into deep-dish pizza.

Nights are for rooftop bars or blues clubs. Summer is prime for outdoor festivals, while fall brings the excitement of sports and cooler temperatures.

10. Gatlinburg, Tennessee

Gatlinburg is a gateway to adventure in the Great Smoky Mountains. During the day, hike to cascading waterfalls or ride the Gatlinburg SkyLift for breathtaking mountain views. Explore quirky shops or Ripley’s Aquarium for unique experiences.

Evenings feature lively entertainment like the Smoky Mountain Opry. Spring and fall are the best times to visit, with blooming wildflowers or colorful foliage, and mild temperatures.

11. Park City, Utah

Park City draws young adults year-round with thrilling outdoor activities. Hit the ski slopes at Park City Mountain Resort in winter, or explore miles of hiking and biking trails during warmer months. Main Street is bustling with boutique shopping and eateries.

For nightlife, check out local breweries or enjoy live music venues. Visit in January for the Sundance Film Festival or in summer for hiking, festivals, and mountain biking.

12. Seattle, Washington 

Seattle blends urban excitement with natural beauty. Visit the iconic Space Needle or Pike Place Market, then wander through the quirky neighborhoods. Enjoy the thriving coffee culture or take a ferry to nearby islands.

Outdoor enthusiasts can hike Mount Rainier or kayak on Lake Union. Spring and summer are ideal for exploring parks, while fall brings the International Film Festival and mild weather.

13. Martha’s Vineyard, Massachusetts 

Martha’s Vineyard offers quaint charm and scenic coastlines. Rent a bike to explore lighthouses, art galleries, and boutique shops in towns like Edgartown and Oak Bluffs. Enjoy fresh seafood at local restaurants or relax on sandy beaches.

The island comes alive in summer with events like the Martha’s Vineyard Film Festival. Spring and fall are also ideal, with fewer tourists and pleasant weather.

14. Honolulu, Hawaii 

Honolulu is a paradise for beach lovers and adventurers. Relax on Waikiki Beach or surf the waves, then visit Pearl Harbor to learn about American history. Hike up Diamond Head for stunning views or explore the vibrant Chinatown nightlife.

In the evening, enjoy luaus and dine under the stars. Visit during spring for fewer crowds or in winter for whale-watching and surfing competitions.

15. Santa Monica, California

Santa Monica is a lively beach destination with a retro vibe. Enjoy the iconic pier’s carnival atmosphere or ride bikes along the beach. Explore Main Street’s shops and eateries, or venture to Venice Beach for eclectic street performances.

Evenings are perfect for rooftop dining or live music. Summer offers ideal beach weather, while fall provides a cooler and calmer ambiance for exploring.

16. Myrtle Beach, South Carolina

Myrtle Beach is a playground for young adults. Sunbathe on the golden sands or take a spin on the SkyWheel for panoramic views. Explore the bustling boardwalk with shops, restaurants, and arcades.

After sunset, the nightlife heats up with live music, bars, and dance clubs. Visit in spring or summer for warm weather and bustling activity, or in fall for a quieter, yet pleasant beach experience.

17. Aspen, Colorado

Aspen attracts thrill-seekers and culture enthusiasts alike. Hit the slopes for world-class skiing and snowboarding in winter, or hike and mountain bike through aspen groves in the summer. The lively downtown area features high-end boutiques, art galleries, and gourmet restaurants.

After an adventurous day, unwind at local breweries or live music venues. The X Games in January or the Aspen Music Festival in summer make for fantastic seasonal visits.

18. Traverse City, Michigan

Traverse City blends charming lakeside vibes with outdoor adventure. Sunbathe at the beaches or rent a kayak to paddle in the clear waters of Lake Michigan. The downtown area is packed with boutiques, breweries, and farm-to-table restaurants.

Plan your visit in summer to catch the National Cherry Festival or in fall for gorgeous autumn colors and winery tours. The Sleeping Bear Dunes nearby offer stunning hiking trails all year round.

19. Grand Canyon National Park, Arizona

The Grand Canyon is the ultimate destination for adventure. Hike along the South Rim for breathtaking views, or challenge yourself with the Bright Angel Trail down to the Colorado River. For a more thrilling experience, book a whitewater rafting trip or helicopter tour.

Summer and fall provide ideal weather, but spring offers a quieter experience with blooming wildflowers. Camp under the stars or stay in rustic lodges for a memorable trip.

20. New York City, New York 

New York City is a vibrant hub of activity. Visit iconic landmarks like Times Square, the Statue of Liberty, and Central Park. Explore trendy neighborhoods such as SoHo and Williamsburg for unique shopping, dining, and nightlife.

Catch Broadway shows or stroll through museums like the Met and MoMA. Fall and spring offer mild temperatures for exploring the city, while winter adds festive magic with holiday displays.

21. Philadelphia, Pennsylvania  

Philadelphia is a blend of history and vibrant city life. Tour the Liberty Bell and Independence Hall for a glimpse into America’s past. The city’s art scene is also unmissable, with the Philadelphia Museum of Art and its famous “Rocky Steps” leading to stunning collections.

In the evening, head to South Street for its eclectic bars, restaurants, and live music. Visit in spring or fall for pleasant weather and fewer crowds.

22. Williamsburg, Virginia 

Step back in time at Colonial Williamsburg, where you can interact with actors in period attire and witness historic reenactments. Nearby, Busch Gardens offers thrilling roller coasters, and the scenic York River provides opportunities for kayaking and fishing.

Summer is perfect for outdoor fun, while fall brings crisp air and colorful foliage. Don’t miss the local breweries and wineries for a taste of Virginia’s craft scene.

23. Branson, Missouri

Branson is packed with excitement. Explore Silver Dollar City amusement park for adrenaline-pumping rides, or watch live entertainment at iconic theaters. Hit the lakes for water sports, or trek the surrounding Ozark Mountains.

Evenings bring a bustling nightlife with bars and unique shows. Visit in summer for peak activity, or try fall for cooler weather and vivid foliage.

24. Wisconsin Dells, Wisconsin 

Known as the “Waterpark Capital of the World,” Wisconsin Dells is ideal for fun-loving travelers. Choose from thrilling water slides, lazy rivers, and wave pools, or explore the area’s natural beauty with hiking, boating, and zip-lining.

Beyond waterparks, visit the Tommy Bartlett Exploratory or check out the quirky Ripley’s Believe It or Not! museum. The summer months are best for water fun, but winter brings skiing and indoor attractions.

25. Orlando, Florida

Orlando is synonymous with fun. Visit Walt Disney World and Universal Orlando Resort for immersive theme parks and unforgettable rides. Explore lively districts like International Drive for restaurants, shopping, and entertainment.

Beyond the parks, visit downtown Orlando for art galleries, rooftop bars, and unique eateries. Travel in early spring or fall to avoid peak crowds while enjoying warm weather.

The United States: A young adults playground

As a young adult, there’s no shortage of fun vacation spots to visit in the U.S. While the 25 detailed above are a good starting point, there are hundreds of others to consider. So, keep an open mind as you compare your options and make a final decision. 

FAQ 

Here’s a list of the best places to travel on a budget and save money, where the value exceeds the cost and the memories are priceless. 

MoneyLion can help you find some of the best savings accounts for your vacation fund. Save for your next unforgettable destination trip:

21 Best budget-friendly travel destinations

These locales offer many experiences that won’t strain your finances, proving that travel can be both enriching and economical.

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1. The Baltic Countries

The Baltic countries of Estonia, Latvia, and Lithuania are an incredible budget-friendly destination that pack a serious punch when it comes to value for your travel dollars. These nations offer a taste of Nordic charm and splendor without the Nordic price tag.

From fairytale medieval towns boasting UNESCO World Heritage castles to vast untamed forests, sandy beaches, and amazing local cuisine (including Michelin-starred gems!), the Baltics deliver big-on experiences for a fraction of the cost.

Recently, the cosmopolitan capital of Vilnius was crowned the best European value city of 2024 by travel experts. With the three Baltic capitals in close proximity and all using the Euro, it’s a breeze getting around. And although each country has its own unique language, English is widely spoken.

2. Mexico 

In Mexico, one of the most visited destinations in Latin America, you can expect to spend around $128 per day, which covers meals and local transportation quite affordably. Must-visit attractions include the ancient ruins of Teotihuacan, the lively streets of Mexico City, and the breathtaking beaches of Cancún. 

The best time to visit is from December to April, during the dry season when the weather is most pleasant. In 2022, Mexico experienced a huge influx of tourists with a whooping 33 million from the US alone. This popularity can be attributed to Mexico’s perfect blend of affordability, rich culture, and unforgettable adventures for travelers of all kinds.

3. Nicaragua

Nicaragua, known for its stunning landscapes and rich culture, is a top choice for budget travelers. A one-week vacation can average around $753 for two people, covering accommodation, meals, sightseeing and transport. Visit the colonial city of Granada, the vibrant León, and the stunning volcanic island of Ometepe. 

Like many Central American countries, Nicaragua provides excellent value for travelers, making it a popular choice for cost-conscious adventurers. It welcomed over 1.2 million tourists in 2023. Plan your trip to fall during the dry season, from November to April.

4. Peru

Peru’s allure as a budget-friendly destination is undeniable. Travelers can expect to spend a meager $61 per day, with affordable options for food, accommodation, and transportation. Iconic sites like Machu Picchu, the lively city of Lima, and the historic Cusco are essential visits. Go during the dry season from May to October to make the most of your vacation. 

Peru’s culinary and cultural prowess earned it the title of the World’s Leading Culinary and Cultural Destination in 2023. It welcomed over 2 million visitors in 2023, with a significant number from the United States.

5. Brazil

Thanks to its lively culture and diverse landscapes, Brazil makes an excellent choice for budget-conscious travelers. It typically costs an average of $85 daily per person, covering all essentials like meals, transportation, and sightseeing. 

Head over to Rio de Janeiro, home to the famous Christ the Redeemer statue, and don’t miss the breathtaking Iguaçu Falls. The prime time to experience Brazil’s charm is from December to March when the weather is just right for exploring and enjoying festivities like Carnaval. In 2023, Brazil warmly welcomed a record-breaking 668,000 American visitors, solidifying its reputation as a top-tier travel destination.

6. Portugal

Portugal, a member of the EU, is renowned for being an inexpensive destination, making it a top choice for travelers looking to explore Europe without breaking the bank. On average, visitors can expect to spend around $146 per day, covering accommodation, meals, transportation, and activities.

Must-visit destinations include the bubbly capital city of Lisbon, the captivating town of Sintra with its fairytale-like architecture, and the breathtaking Algarve coast known for its stunning beaches. The ideal times to visit Portugal are during the spring (March to May) or fall (September to October) when the weather is pleasant, and tourist crowds are less overwhelming.

In 2023, over 30 million visitors trouped into Portugal. Its unique blend of cultural richness, picturesque landscapes, and affordable travel options continues to allure tourists from around the globe.

7. Spain 

Spain is a prime destination for travelers seeking both value and quality experiences. With its reasonable cost of living, plethora of no-cost attractions, and widespread credit card acceptance, it’s no wonder that Spain welcomed over 85.1 million tourists in 2023. Whether you’re aiming for a frugal escapade or a more indulgent retreat, Spain offers something for every traveler, with average daily expenses of about $161.

For the best experience, visit during the enchanting seasons of spring (March to May) or fall (September to October), when the weather is particularly inviting. Barcelona’s lively streets, the timeless allure of Toledo, and the cultural richness of Madrid are just a few highlights not to be missed.

If you’re using a credit card to make your bookings, MoneyLion can help you explore a wide variety of credit card options tailored to different needs and preferences.

8. Albania

Albania, like many countries in the Balkans, is known for being easy on the wallet, making it an attractive destination for cost-conscious travelers. You can find comfortable accommodation at affordable rates, typically ranging from €25 to €40 for a double room in a hotel. You can enjoy a hearty meal at local eateries for as little as €2 to €4. Travel insurance is also one of the cheapest, with options like AXA’s coverage starting at approximately €0.99 per day. 

You can expect pleasant weather and fewer crowds, if you visit during the shoulder seasons of April to June or September to October, allowing you to explore the country’s attractions more comfortably.

Don’t miss the opportunity to explore Albania’s historical cities, such as Tirana and Gjirokastër, which boast a wealth of cultural treasures. And if you’re a beach lover, the Albanian Riviera awaits, with its pristine shores and breathtaking views.

Over 10 million visitors visited Albania in 2023, and it received nominations in several categories at the prestigious World Travel Awards.

Meanwhile, if you’re nervous about any unforeseen events, you can choose travel insurance that may reimburse you for issues like travel delays or trip cancellations.

9. Turkey

Turkey, straddling both Asia and Europe, is a top budget-friendly destination. In 2023 alone, over 44 million international tourists, including Americans, flocked to its diverse landscapes and rich cultural heritage.

Per day trip costs average around $50 to $100. Accommodation, local transportation, and food are reasonably priced, with many free sights alongside paid attractions. 

To enjoy mild weather and fewer crowds,  consider visiting between April to June or September to October.

Explore Istanbul’s iconic historic sites, the surreal landscapes of Cappadocia with its fairy chimneys and stunning beaches along the Turkish Riviera.

10. Vietnam

Vietnam, renowned for its stunning landscapes and rich culture, is a gem for budget travelers. An Asian country with a cost-effective travel experience, it offers a daily budget of around $50, with affordable options for flights, accommodations, and tasty street food. 

Vietnam’s prime attractions range from bustling cities like Hanoi and Ho Chi Minh City to natural wonders like Ha Long Bay and Phong Nha-Ke Bang National Park.

The best time to visit is March and April for pleasant weather and December to February for the south. In 2023, Vietnam was crowned as the World’s Leading Heritage Destination, attracting over 12.6 million international tourists, reflecting its global appeal.

11. Thailand

Thailand is a top-budget travel destination because of its affordability, including accommodation, food, and activities. With diverse experiences, from bustling cities like Bangkok to serene islands like Koh Samui, Thailand offers something for every traveler. Travel costs vary but can be as low as $25/day for budget backpackers. 

The best time to visit is between November and April, the cool and dry season. Tourists flock to Thailand for its cultural richness, stunning landscapes, and vibrant street food scene, making it a must-visit destination for budget-conscious travelers. The country recorded over 28 million tourists in 2023 alone.

12. Indonesia

Drawn by its affordability and diverse attractions, roughly 392,310 Americans visited Indonesia in 2023. It was also nominated for World Travel Awards, further establishing its reputation as a top choice for budget travel.

You can enjoy street food for as little as $0.50, and expect to spend between $25 – $35 daily on an average. 

Must-visit destinations include Bali, known for its beaches and temples, Jakarta for its vibrant culture, and Yogyakarta for historical sites like Prambanan. The best time to visit is during the dry season from April to October, offering the perfect climate for exploring Indonesia’s natural beauty and cultural heritage.

13. Malaysia 

Malaysia’s diverse offerings and reasonable prices make it a top choice for travelers on a budget. On average, expect to spend about $82 daily, making it quite economical.

In 2023, Malaysia earned recognition at the prestigious World Travel Awards and saw a healthy influx of American tourists, with over 28,000 making the trip.

When you’re here, don’t miss out on the vibrant capital, Kuala Lumpur, or the charming UNESCO World Heritage site of George Town in Penang. And for those craving some sun and sand, the beaches of Langkawi are an absolute must-visit.

To make the most of your vacation, consider timing your visit between December and February for the west coast and June to September for the east coast. This way, you’ll enjoy the best weather for all your explorations!

14. Cambodia

Cambodia offers a rich cultural heritage and natural beauty, all at a wallet-friendly price point. In 2023, its appeal was recognized on the global stage, winning prestigious awards like Asia’s Leading Cultural Destination and Asia’s Leading Youth Travel Destination at the World Travel Awards. And it’s no wonder why – with nearly 185,000 American tourists flocking to its shores, Cambodia is definitely having a moment.

Street food here will only set you back $1-$4, while comfortable accommodations start at just $7 per night. As for sightseeing, you can’t afford to miss the awe-inspiring temples of Angkor Wat or the bustling streets of the capital, Phnom Penh. 

Plan your visit between November and April, when Cambodia enjoys its dry season, perfect for all your exploration adventures.

15. Philippines

With daily expenses averaging around $66, the Philipines is a budget traveler’s paradise. In 2023, over 900,000 American tourists visited and Manila, the bustling capital, clinched the World’s Leading City Destination title at the World Travel Awards, solidifying the country’s appeal on the global stage. 

Accommodation starts as low as $32 per night, and the mouthwatering street food scene allows you to indulge in delicious treats without burning a hole in your wallet.

Boracay tops the list of must-visit destinations for its pristine beaches, while Manila offers a wealth of cultural sites to explore. And for nature lovers, Cebu boasts a stunning natural beauty that will leave you in awe.

Plan your trip between December and February, when the conditions are most favorable for soaking up the sun and exploring all that the Philippines has to offer.

16. South Korea

South Korea is a fantastic destination that seamlessly blends modernity with tradition and is more affordable than neighboring Japan and China. On average, travelers can expect to spend around $109 daily, though cheaper street food and accommodation options are readily available. If you need to, you can take out vacation loans to come up with the funds.

Consider visiting during spring (March to May) for cherry blossoms or autumn (September to November) for breathtaking foliage. And make sure to see the iconic palaces in Seoul and the stunning beaches in Busan.

In 2023, South Korea warmly welcomed approximately 1.4 million visitors from the Americas, proof of its growing appeal to travelers from across the globe.

17. India 

India’s tourism prowess was recognized with multiple nominations for the 2023 prestigious World Travel Awards. With daily expenses averaging as low as $33, it’s a budget-friendly destination that won’t disappoint. More than 9 million foreign tourists traveled to India in 2023 alone, indicating the country’s growing popularity among travelers, including Americans.

Don’t miss out on exploring iconic destinations like the Taj Mahal, the bustling streets of Delhi, the magnificent palaces of Jaipur, and the tranquil backwaters of Kerala. To make the most of your trip, plan to visit between October and March when the weather is most pleasant for exploration and sightseeing. 

18. Nepal

With an average daily expense of just $40, Nepal is a budget traveler’s haven. You can enjoy affordable meals, transportation, and sightseeing without sacrificing quality. It recorded about 100,000 American tourists in 2023.

Be sure to explore must-visit locations like the cultural gems of Kathmandu, the tranquil beauty of Pokhara, and the historic city of Bhaktapur. For the best experience, plan your visit between October and December when the skies are clear and the weather is pleasant, making it ideal for trekking and exploring the breathtaking landscapes of Nepal. 

19. Georgia

Situated at the crossroads of Eastern Europe and Western Asia, this charming destination offers a budget-friendly experience without compromising on the richness of its heritage. Over 7 million international tourists, including Americans, visited in 2023.

On average, travelers can expect to spend just $33 per day, making it easy to enjoy low-cost meals, accommodation, and transportation. 

Explore popular cities like Tbilisi and Batumi, where historical landmarks blend seamlessly with modern amenities. The majestic Caucasus Mountains provide breathtaking vistas and outdoor adventures for nature enthusiasts.

The best time to visit is during the spring (May to June) or autumn (September to October) when the weather is mild and the landscapes burst with vibrant colors.

20. Morocco

With daily expenses averaging as low as $28, the North African country of Morocco offers affordable options for flights, accommodations, and a tantalizing array of cuisines to satisfy every palate. In 2023, a staggering 14.5 million tourists flocked to this enchanting destination, highlighting its ever-growing popularity.

Explore must-visit cities like the vibrant Marrakesh, the tranquil Chefchaouen, and the historic Fez, each offering a unique blend of bustling markets, serene landscapes, and rich history to discover.

Consider visiting during Morocco’s shoulder seasons, from April to May and September to November. You’ll enjoy pleasant weather and fewer crowds, allowing for a more immersive and relaxed travel experience.

21. South Africa 

This African gem offers a wealth of experiences at a reasonable cost, thanks to favorable exchange rates that make accommodation, food, and transportation cost-effective.

In 2023, South Africa’s allure was recognized with top honors, including the title of “Best Country” at the Telegraph Travel Awards. Cape Town, with its iconic Table Mountain, clinched the prestigious title of “Best City in the World.” With over 320,000 Americans visiting, South Africa’s value and beauty continue to draw travelers from across the globe.

Must-visit spots include Cape Town, renowned for its natural beauty and vibrant culture, and Johannesburg, where you can delve into the country’s rich history and heritage.

Plan your visit during South Africa’s shoulder seasons, from March to May and September to November, to enjoy pleasant weather and excellent opportunities for wildlife viewing while avoiding the peak crowds.

Your guide to budget-friendly adventures

Embark on unforgettable journeys without breaking the bank. From the ancient ruins of Mexico to the majestic mountains of Nepal, discover affordable destinations brimming with culture and natural beauty. Whether you love the energy of bustling cities or prefer the peace of tranquil landscapes, these reasonably priced gems offer endless possibilities for a dream vacation. 

FAQ 

It’s no secret that even seasoned travelers sometimes find themselves wondering, “Do I need travel insurance?”

The right coverage can indeed provide invaluable peace of mind and protection against mishaps that could derail your long-awaited getaway. We’re breaking down this great debate among travelers everywhere once and for all.

And if you’re looking for added travel protections¹ coupled with a financial membership that allows you to do more – get in the know with MoneyLion!

What is travel insurance?

Travel insurance is a type of insurance policy designed to protect travelers against the various risks and financial losses associated with travel. It provides coverage for a range of potential issues, like trip cancellations, medical emergencies, lost or delayed baggage, and other travel-related incidents.

Specific coverage policies have different coverage. However, at its core, travel insurance aims to safeguard travelers against losses related to trip cancellations, interruptions, delays, medical emergencies, lost or delayed baggage, and other travel-related incidents. 

Depending on the specific policy, coverage may include reimbursement for non-refundable expenses, medical expenses, emergency evacuation, and even accidental death or dismemberment. Some policies also offer protection for rental car damages, missed connections, and baggage delays or loss.

Travel insurance policies can be customized to suit individual needs and travel plans. Most insurers let you choose various coverage options and levels to tailor the protection to your specific trip details, activities, and personal risk tolerance. Purchasing travel insurance can give you greater peace of mind, create a safety net to protect your investment, and mitigate potential financial losses.

What does travel insurance cover?

By understanding the various types of coverage offered by travel insurance, you can better evaluate your specific needs and choose a policy that provides the protection you require for a worry-free and financially secure travel experience. Travel insurance policies can vary in their coverage but typically include protection including:

Trip cancellations, interruptions, or delays

One of the primary benefits of travel insurance is coverage for trip cancellations, interruptions, or delays. This protection can reimburse you for non-refundable expenses, such as flights, hotel reservations, and tour costs if you need to cancel or cut your trip short due to covered reasons. 

These reasons may include unexpected illness or injury to you or a family member, severe weather conditions, natural disasters, or other circumstances beyond your control. With this coverage, you could save significant money if you’re forced to cancel or interrupt your trip.

Baggage and personal belongings

Travel insurance can also cover lost, damaged, or delayed baggage and personal belongings. Suppose the airline or other transportation provider loses or damages your luggage. In that case, this coverage can help you recover the cost of replacing essential items or reimburse you for the value of the lost or damaged items. 

Similarly, if your baggage is delayed, the policy may cover the cost of purchasing necessary items, such as clothing or toiletries, until your luggage arrives. While airlines also offer some reimbursement, it may not cover the full reimbursement value, making travel insurance a valuable asset in case of frustrating delays. 

Missed connections

Travel plans can be disrupted by missed connections due to delays or cancellations of flights or other transportation. Travel insurance can cover the additional expenses incurred when you miss a connection, such as rebooking fees, accommodations, and meals, while you wait to catch up with your itinerary. This coverage can be particularly valuable if you have a complex itinerary or are traveling to remote destinations with limited transportation options. 

For example, if you are going on an African safari with a flight to the camp every three days, missed connection coverage could be especially valuable. But even if you’re just traveling to Minneapolis, the missed connection coverage could save the day when you’ve got limited vacation time. 

Medical and emergency evacuation

One of the most crucial aspects of travel insurance is coverage for medical emergencies and emergency evacuations. If you become ill or injured during your trip, travel insurance can help cover the costs of medical treatment, hospitalization, and even emergency medical transportation or evacuation to a suitable medical facility. Without this coverage, unexpected medical expenses while traveling abroad can quickly become financially devastating. 

This is one of the most essential roles of travel insurance, but coverage can vary widely. Carefully compare total coverage amounts for medical cover and emergency evacuation based on your travel plans and individual risks. 

Accidental death or dismemberment

Some travel insurance policies include coverage for accidental death or dismemberment that occurs during your travel. This type of coverage provides financial protection for your beneficiaries in the event of a tragic accident while on your trip.

Rental car damage or loss

If your travel plans involve renting a car, travel insurance can protect against damages or theft of the rental vehicle. This coverage can help you avoid the high costs associated with the rental company’s insurance or the need to pay out-of-pocket for repairs or replacements. Some credit cards, such as travel credit cards, also cover rental car damage. 

When do you need travel insurance?

While travel insurance is not mandatory for every trip, it can give you significant additional protections. Here are a few examples of situations when travel insurance is highly recommended.

The once-in-a-lifetime trip

When you’ve saved up for that dream vacation, whether it’s an around-the-world cruise, an African safari, or trekking to Machu Picchu—you’re making a major investment. Travel insurance protects that investment against cancellations or interruptions due to covered reasons like illness, injury, or other unforeseen events. With potentially tens of thousands of dollars at stake, insurance gives you peace of mind that your trip investment is protected if the unexpected occurs before or during your travels.

A group trip

The more people traveling in your group, the higher the chances of something going wrong that could impact your plans and costs. Also, the greater the possibility for loss. 

Having travel insurance when traveling with a multi-generational family group, friends, or on a group tour provides valuable coverage. It protects against cancellations if someone gets sick before departure. It covers additional accommodation and transportation costs if someone gets ill or injured during the trip. It also provides emergency medical and evacuation protection for the whole group.

An adventure vacation

Activities like hiking, climbing, skiing, or other adventure sports increase your risk of injuries requiring emergency medical treatment and evacuation. Standard health insurance often doesn’t cover these activities because of that increased risk. 

Travel insurance with adventure sports coverage ensures you can get emergency care and transportation to adequate medical facilities if needed. It also covers cancellations or interruptions if you can’t participate due to a covered injury.

When you have a medical risk

Those with existing health conditions face higher risks of requiring medical care while traveling. Most travel medical insurance has exclusions for pre-existing conditions unless you purchase the policy shortly after making your initial trip deposit. Doing so allows you to receive coverage for the acute onset of those pre-existing conditions during your travels, a valuable and necessary benefit.

For high-risk destinations

Remote locations, areas with civil unrest, or destinations with substandard medical facilities increase the chances of requiring emergency medical evacuation for sufficient care. Travel insurance policies with higher emergency evacuation coverage limits are essential for these higher-risk trips. They cover the significant transportation costs of getting you to the nearest appropriate hospital.

When is travel insurance not necessary?

There are situations where travel insurance may not be necessary, such as:

Local trips

You may not need travel insurance if you’re taking a short trip within your home country or state, with minimal prepaid expenses. For example, a weekend road trip or a staycation in a nearby city likely doesn’t warrant the extra cost of travel insurance. However, it’s still a good idea to review your existing health insurance policy to ensure you’re covered for any medical emergencies that may come up during your trip.

Staying with family or friends

When you’re visiting family or friends and staying with them, the need for travel insurance may be reduced. Since you’re not paying for accommodation, a significant portion of your travel costs is already covered. Additionally, if you need to cancel or interrupt your trip, you may not face the same financial losses as someone who has pre-paid for hotels or resorts. However, double-check medical insurance and emergency evacuation coverage before traveling. 

You’re already covered

If you have a comprehensive health insurance policy that provides adequate coverage for medical emergencies while traveling abroad, you may not need additional travel medical insurance. However, reviewing your policy’s coverage details carefully is essential, as some health insurance plans may have limitations or exclusions when traveling internationally.

Low-cost trips

For inexpensive trips with minimal prepaid expenses, the cost of travel insurance may outweigh the potential financial risk. If you’re comfortable absorbing the costs of a canceled or interrupted trip or the financial loss is relatively small, you may decide to forgo travel insurance. You’ll still need to double-check medical insurance coverage. 

You’re staying within your network

Travel insurance may not be necessary if you’re traveling within your home country or a region where your insurance policies (health, auto, etc.) provide sufficient coverage. However, it’s crucial to carefully review the terms and conditions of your existing policies to ensure that you’re adequately covered for any potential risks or incidents that may occur during your trip, as some policies only cover you within the same state. 

How much travel insurance do you need? 

The travel insurance coverage you need depends on the cost of your trip, the destinations, your activities, and your personal risk tolerance. As a general guideline, purchasing a policy that covers at least the total cost of your non-refundable, prepaid expenses, such as flights, accommodations, tours, and activities, is a good idea. By planning ahead, you can recover those upfront costs if you need to cancel or interrupt your trip for a covered reason.

Regarding medical and emergency evacuation coverage, experts recommend purchasing a policy with at least $100,000 in medical coverage and $300,000 for emergency evacuation if you’re traveling internationally or to remote destinations. The best travel insurance provides up to $1 million per person for medical evacuation, which may seem like a lot but could be necessary for evacuation from international locations. 

Consider even higher coverage limits if you’re participating in adventurous activities or have pre-existing medical conditions to ensure that you’re adequately protected. You can also factor in any additional coverages you might need, such as protection for lost or delayed baggage, rental car coverage, or accidental death and dismemberment benefits. 

Protecting your journey: The importance of travel insurance

As you plan your next adventure, pay attention to the value of travel insurance. While it may seem like an additional expense, the right coverage can provide invaluable peace of mind and protection against the unexpected. From trip cancellations and medical emergencies to lost baggage and rental car damages, travel insurance can help ensure that unforeseen circumstances don’t derail your hard-earned vacation. Tailor your coverage to your specific needs, and embark on your journey with the confidence that you’re prepared for whatever comes your way.

While planning for travel, an emergency fund can also give you extra peace of mind. You can use this savings calculator to see how much you want for your rainy day fund or save for your next vacation.

FAQ 

Europe may be a dream, but it doesn’t have to cost $20,000 for a family of four. You could travel to Europe on a backpacker’s budget or a modest budget. Can a single person travel to Europe for $1,500? Absolutely! Could you also do it for $2k, $3k, or any other budget? Yes, you can!

Read on to learn how to travel Europe on a budget, and spend less than you’d spend at home. 

Is it possible to travel to Europe on a budget?

It’s a common misconception that Europe is expensive. It doesn’t have to be, and for locals it isn’t. You can travel to Europe on nearly any budget. For many Americans, the most expensive part of a European vacation can be getting there. 

While Europe may be renowned for its luxury accommodations and high-end experiences, there are so many ways to experience Europe like a local for less. If you’re ready to uncover hidden gems and embrace local customs, the possibilities for an affordable European getaway are endless. Savvy travelers can stretch their dollars and indulge in the continent’s grandeur without breaking the bank. 

From Airbnbs or local rentals to public transportation and museum passes, there is so much to experience in Europe without high costs. Food and transportation costs are generally lower than in the US so you can save more. And some of the most spectacular natural destinations, like parks and beaches that the continent offers are free. 

In this guide, we’ll explore 14 valuable tips to help empower you to experience Europe on a budget, ensuring that your dream vacation becomes a reality without compromising on authentic experiences. From leveraging off-peak travel seasons and budget airlines to embracing hostels and public transportation, we’ll uncover strategies to help you maximize your funds and create unforgettable memories.

Before embarking on your European journey, consider opening a high-yield savings account. A high-yield savings account is one of the best savings vehicles for preparing for your European vacation. Higher interest rates can help you save up faster and maximize your savings. 

14 Tips on how to tour Europe on a budget

Embarking on a European adventure doesn’t have to drain your bank account. With a little creativity and savvy planning, you can explore the continent’s wonders without sacrificing your financial well-being. The 14 tips below are a starting point to stretch your travel budget and make the most of your European getaway.

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1. Opt for European travel dupes

Europe has a ton of must-visit destinations like Paris, Amsterdam, London, Positano, and more. The problem is that the top touristy places often come with a hefty price tag. Not to mention, they’ve also exploded with crowds over the past few years, leading to debates about over-tourism with some European countries going as far as to deter summer visitors.

But this isn’t the case across the across the board! Plenty of European countries and destinations are cheaper, friendlier to visitors, and have a ton to offer. They just may not be as famous or “mainstream” as their counterparts.

For example, instead of Italy or Greece consider Albania. Opt for wine country in Slovenia instead of Bordeaux, France. Explore the Baltic states of Estonia, Latvia, and Lithuania instead of pricy Scandinavia.

Here’s our take on the 21 best travel dupes where you can experience more for less!

2. Travel during the off-peak season for lower prices

One of the most effective ways to reduce costs when traveling to Europe is to plan your trip during the off-peak season. By avoiding the peak summer months, you can take advantage of lower airfares, discounted hotel rates, and fewer crowds at popular attractions. 

For instance, visiting the iconic Eiffel Tower in Paris during the spring or fall can save you up to 50% on admission fees compared to the busy summer months. Likewise, Mediterranean countries like Spain, Italy, and the south of France are beautiful in the “shoulder seasons” of May, June, September and October. You can enjoy beautiful weather, lower cost accommodations and avoid lines or crowds.

3. Consider an AI travel planner to plan your trip

Leverage the power of artificial intelligence to streamline your travel planning and uncover hidden gems that fit your budget. AI-driven travel planners can scour countless resources to curate personalized itineraries, recommend cost-effective accommodations, and suggest affordable activities tailored to your interests. 

By using an AI planner, you could potentially save hundreds of dollars on your trip to destinations like Rome or Barcelona by uncovering lesser-known but equally captivating experiences or maximizing discounts and city passes. 

4. Make the most of budget airlines for inexpensive flights

Europe is home to numerous budget airlines that offer incredibly affordable flights between major cities and destinations. By opting for these low-cost carriers, you can significantly reduce your transportation expenses, freeing up funds for other aspects of your trip. 

For instance, a one-way flight from London to Amsterdam can cost as little as $50 with budget airlines, compared to upwards of $200 on major carriers. Cheaper EU airlines include Ryanair, Eurowings, EasyJet, Wizz Air, Pegasus Airlines, Transavia, and others. You can set flight alerts to save even more. 

5. Pack light to avoid baggage fees

Many budget airlines charge hefty fees for checked baggage, so packing light can save you a considerable amount of money. By carrying only a carry-on bag or a small backpack, you can avoid these extra costs and have more flexibility when navigating Europe’s charming, narrow streets. 

For instance, avoiding checked baggage fees on a two-week trip to Italy could save you up to $100 or more, depending on the airline and how many flights you take. Many budget airlines charge around $40 (depending on the route) for a large wheeled carry-on bag within Europe, so plan accordingly. 

6. Reserve your museum passes online

Europe is home to some of the world’s most renowned museums, and admission fees can add up quickly. To save money, consider purchasing museum passes or tickets online in advance, as many institutions offer discounts for online bookings. For example, the Louvre Museum in Paris offers a 20% discount on admission when you book your tickets online, potentially saving you over $5 per person. The Netherlands, Barcelona, and many other destinations offer multi-museum passes that can help you save substantially if you want to visit more than one museum.  

7. Stay in hostels or budget accommodations 

While luxury hotels can be tempting, opting for hostels or budget accommodations can significantly reduce your overall travel expenses. Many European cities offer a variety of affordable hostel options, often with dormitory-style rooms or private rooms at a fraction of the cost of traditional hotels. In cities like Amsterdam or Berlin, you can find comfortable hostel stays for as little as $30 per night, saving you hundreds of dollars over the course of your trip.

To further maximize your savings, consider using a travel rewards credit card when booking your accommodations. Many cards offer bonus points or cashback on travel purchases, allowing you to earn rewards that can be redeemed for future trips or statement credits. Or, book an Airbnb to share with friends or family. A two-bedroom apartment in many beautiful European destinations could cost $300 or less for a week. 

Looking for the right credit card to take on your Europe trip? MoneyLion can help you explore a wide variety of credit card options tailored to different needs and preferences.

8. Use public transportation instead of taxis 

While taxis can be convenient, they can also be a significant drain on your travel budget. Instead, opt for public transportation options like buses, trains, or metros, which are not only more affordable but also provide an opportunity to immerse yourself in the local culture. In cities like London or Paris, a single taxi ride can cost upwards of $20, while a day pass for public transportation may be as low as $8, saving you considerable funds over the course of your trip.

9. Take advantage of free walking tours in major cities 

Many European cities offer free walking tours led by knowledgeable local guides. These tours provide an excellent opportunity to explore the city’s highlights, learn about its history and culture, and get insider tips from locals – all without spending a dime. 

For instance, in cities like Prague or Budapest, you can join free walking tours that typically last 2-3 hours and cover major attractions, saving you the cost of a professional guide or tour package. Note that “free” is a bit of a misnomer as you’re expected to pay the guide at the end of the tour, but the cost of $10 to $20 for a three-hour tour with local insights is still a great deal. 

10. Choose to dine at small-scale diners

While Europe boasts some of the world’s most renowned fine dining establishments, these can quickly deplete your travel budget. Instead, seek out small-scale diners or cafes frequented by locals, where you can enjoy delicious and authentic cuisine at a fraction of the cost. In cities like Rome or Athens, you can find hearty, flavorful meals for as little as $10-$15, compared to upwards of $50 or more at high-end restaurants.

In addition to small-scale restaurants or hidden gems, consider dining out for lunch, which usually costs less. For example, across Spain, you can get the daily four-course lunch menu plus a glass of wine for around $25. 

Finally, consider having a few strategic meals out for special experiences and eating simple meals in your hotel or making “picnics” by picking up some good-quality bread, cheese, fruit and other picnic items from a local grocery store. With that strategy, you could feed a family of four for around $15. 

11. Use a rail pass for traveling between countries

If your European adventure includes multiple countries, consider purchasing a rail pass. These passes often provide significant discounts on train travel, allowing you to explore various destinations without breaking the bank. For example, a Eurail Global Pass, valid for travel across 33 European countries, can save you hundreds of dollars compared to purchasing individual train tickets between cities like Munich, Vienna, and Budapest. 

However, before buying a rail pass, compare the costs to airline tickets, as they’re often less expensive unless you’re set on the railway experience. 

12. Buy a scratch card for your phone at a European newsstand

Instead of incurring hefty international roaming charges, opt for a local SIM card or scratch card for your phone when you arrive in Europe. These prepaid options provide affordable data and calling plans, allowing you to stay connected without costing too much. 

Lebara is a popular prepaid SIM card option that works throughout Europe. Its “All In International” plan includes 8GB of data plus unlimited minutes and 100 SMS for €20 or about $22. Of course, to take advantage of this option, you’ll need an unlocked cellphone. This is especially helpful if you’re staying in an apartment or hostel without Wi-Fi. 

13. Use student discounts if applicable

If you’re a student, take advantage of the numerous discounts available across Europe. Many attractions, museums, and transportation services offer reduced rates for students with valid identification. For example, students can save up to 50% on admission to the iconic Colosseum in Rome, or take advantage of free days. You could also enjoy discounted train tickets across Spain, stretching your budget even further.

14. Don’t skip travel insurance

While travel insurance may seem like an unnecessary expense, it can provide invaluable protection and peace of mind, especially when traveling on a budget. Look for affordable travel insurance policies that cover medical emergencies, trip cancellations, and lost or stolen belongings. By investing a small amount upfront, you can potentially save thousands in the event of an unexpected situation during your European travels. 

Whether you’re planning to island hop in Greece, lounge in the sun in Tuscany, or ski the Alps, travel insurance can give you peace of mind and a backup plan so you don’t have to blow your budget if anything goes wrong. 

Embrace the wonders of Europe without breaking the bank

Exploring Europe’s landscapes, cultures, and historical treasures can be a dream come true and is doable even on a shoestring budget. The 14 budget-savvy tips above are a starting point. With some planning and saving, you can embark on an unforgettable European adventure on any budget. 

From leveraging off-peak seasons and budget airlines to embracing hostels and local experiences, each strategy can help you stretch your travel funds and create lasting memories that will forever enrich your life. Finally, don’t forget free experiences! Most parks and nature preserves in Europe don’t charge an entry fee. You can swim in turquoise waters, hike majestic mountains, and experience spectacular natural beauty without even the cost of an entry ticket.

Get ready to embrace your wanderlust and embark on a budget-friendly European odyssey that will leave you with stories to cherish for years to come and perhaps plans for your next trip! Find more tips to save for your next vacation or research travel loans. 

FAQ 

If you’re using your credit card to book flights or accommodations, discover how MoneyLion can help can you help you a wide variety of credit card options tailored to different needs and preferences.

20 best budget travel destinations in the U.S.

Dream of an epic summer vacation without going broke? We’ve unlocked the most insanely affordable destinations across the U.S.! Get browsing!

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1. St. Augustine, Florida 

With 40 miles of scenic coastline, St. Augustine provides outdoor activities as well as shoreline attractions like the Lighthouse & Maritime Museum ($14.95/adult). Families can visit the Alligator Farm Zoological Park ($35.99/adult), one of the city’s interactive museums, Anastasia State Park ($8 admission), or other nature preserves. 

2. New Orleans, Louisiana

New Orleans visitors can enjoy a blend of cultures in the historic French Quarter. Sample local dishes or the local jazz scene. With proximity to the Mississippi River, you’ll find riverboat excursions and local wildlife parks. 

3. San Antonio, Texas 

Visiting the famous Alamo is free, and it costs nothing to stroll down San Antonio’s historic riverwalk. Sample authentic Tex-Mex cuisine and learn more about the local culture, or visit the Japanese Tea Garden (also free) for a one-of-a-kind experience.

4. Oklahoma City, Oklahoma

Oklahoma City offers affordable attractions such as Myriad Botanical Gardens ($10.50 admission), the American Banjo Museum ($6 to $8), and the First Americans Museum ($15/adult). Accommodations are plentiful, as are affordable places to eat and shop.

5. Cannon Beach, Oregon

Nature lovers will find a scenic coast on Cannon Beach as well as hiking destinations in one of the nearby state parks. Venture into town for self-guided walking tours, or visit the Cannon Beach History Center and Museum for free. 

6. Charleston, South Carolina

Take advantage of free tours, including the self-guided tour of Fort Sumter. Visit The Gibbes Museum — an art museum with a $12.95/adult admission fee — or stroll through the Charleston City Market. Accommodations and prices depend on your itinerary, but Charleston is one of the cheapest places to travel in the U.S.

7. Savannah, Georgia

Savannah has free walking tours and seasonal events in Forsyth Park. The Webb Military Museum offers a fascinating perspective on the U.S. military ($10/adult admission), while the Savannah History Museum costs $9 per adult. River Street and City Market present shopping and dining opportunities, or for a slightly more upscale experience, consider a river cruise. 

8. Salt Lake City, Utah

Outdoor activities abound in Salt Lake City, including hiking, kayaking, and biking. Take a boat tour or swing into town to visit one of the area’s many free museums. The city also boasts many affordable eateries that won’t break the bank if you plan ahead.

9. San Diego, California

Tickets to San Diego Zoo are $72 per adult, and the city has many affordable attractions, including the urban Balboa Park with gardens and museums embedded throughout. Mission Beach offers swimming and sunbathing. Eating requires some planning, but the San Diego area has dining options that fit any budget.

10. Washington, D.C.

Enjoy free admission to world-renowned museums such as the Air and Space Museum and Museum of Natural History. Further downtown you’ll find international dining options and cultural activities for affordable prices. Save on parking by leaving your car outside the city and relying on the area’s many forms of public transportation.

11. Philadelphia, Pennsylvania

Visit attractions such as the Philadelphia Museum of Art ($30/adult), or swing downtown to sample one of the city’s famous cheesesteaks. For $13/person, get a one-day pass for transportation to save money in navigating the city. 

12. Denver, Colorado

In Denver, you’ll find hiking, skiing, and city amenities. The Colorado State Capitol and Denver Mint both offer free admission days, and the Molly Brown House Museum offers admission for $22/person. Accommodations and dining options can easily be tailored to your budget.

13. Kansas City, Missouri

Kansas City offers a surprising number of free and affordable attractions, including Boulevard Brewing Company ($10 on weekdays). Barbecue enthusiasts may enjoy the city’s famous restaurant scene, and you can tour downtown for free from the KC Streetcar. 

14. Phoenix, Arizona

Phoenix is generally known for its affordable airfare, making it easy to travel to this one-of-a-kind location. On the first Friday of each month, there is a city-wide art sale, and visitors can also enjoy free outdoor activities at Piestewa Peak or the South Mountain Park & Preserve.

15. Memphis, Tennessee

Memphis offers free admission to Mud Island River Park. Many bars and clubs don’t require a cover charge, so you can enjoy the local music scene affordably. The money you save can help you with admission to Graceland, the home of Elvis Presley ($82/person).

Must-visit affordable national parks in the U.S.

Some of the cheapest places to travel in the U.S. include the country’s national parks. If you enjoy hiking or mountain biking, consider vacationing in one of the following destinations.

16. Grand Teton National Park

For a $32 admission fee, Grand Teton National Park offers a 42-mile scenic loop that provides breathtaking views. Visitors will find hiking, boating, and fishing within the park proper, and ranger-led programs give you an in-depth look at the park.

17. Great Basin National Park

At Great Basin National Park, you’ll find no entrance fee and numerous hiking trails for all ability levels. Visitors can also tour Lehman Caves. You’ll find both developed and primitive camping options within the campground.

18. Olympic National Park 

With a $55 annual pass, visitors can traverse the Hoh or Quinault rain forests as well as enjoy Rialto or Ruby Beach at Olympic National Park. Sol Duc Falls features a multi-layered waterfall, and guests can choose from wooded or beachfront campgrounds. 

19. Sequoia National Park

Sequoia National Park is synonymous with scenic views and photographic opportunities. Choose from multiple hiking trails or tour the Crystal Cave. In the winter, you can also opt for snowshoeing or cross-country skiing. Get an annual pass for $70.

20. Glacier National Park

Glacier National Park features scenic drives and multiple hiking trails. Lake MacDonald offers kayaking and swimming, and you can go rafting on the middle fork of the Flathead River. If you’re not into camping, Glacier offers comfortable lodging just inside the entrance. The cost per vehicle is $25 with an additional $20 per person.

Vacation on a budget

Vacationing on a budget isn’t difficult if you plan ahead. These affordable destinations offer educational and recreational opportunities you won’t find anywhere else and can be great for singles and families alike.

FAQ 

There are many ways to save money on flights, ranging from using credit card points to flying during the early morning hours. In this article, we share 18 tips on how to save money on flights. 

Do you want to use credit card reward points for your next trip? Explore credit card options tailored to your needs and preferences.

18 Money-saving tips for booking flights

The wait is over. Here are 18 money-saving tips for booking flights.

Never overpay to travel with MoneyLion WOW. Save up to 35% on flights and hotels, plus get premium trip insurance and sweet cashback rewards when you shop as a MoneyLion WOW member.

1. Be flexible with your travel dates and times

Adjusting your travel schedule can significantly reduce flight costs. Mid-week flights often have lower fares than weekends and red-eye or early-morning flights tend to be cheaper. If you’re willing to shift your trip a few days earlier or later, you can take advantage of discounted tickets that aren’t available for those with rigid schedules.

2. Book your flight in advance

Early bird travelers often snag the best deals by booking flights months ahead. Airlines typically offer lower prices for those who secure their seats early. Aim to book domestic flights at least six to eight weeks in advance, and international flights around three months ahead, to get the best value.

3. Use credit card rewards points 

Many credit card companies offer rewards points that you can use to book flights or reduce their costs. Accumulate points through everyday spending and redeem them for significant savings. Ensure you choose cards with generous point structures and travel benefits to maximize rewards.

4. Avoid traveling during peak seasons

Flights during holidays, summer breaks, and long weekends are pricier due to increased demand. If you can, plan your trips during the off-season or shoulder seasons to find more affordable fares. You’ll not only save on flights but also avoid crowded tourist spots.

5. Fly during weekdays instead of weekends

Weekday flights are generally cheaper than those on Fridays and Sundays due to lower demand. Business travelers tend to prefer early in the week, while leisure travelers usually fly on weekends. Opting for Tuesday or Wednesday flights can significantly cut your travel expenses.

6. Choose early morning flights

Early morning flights, especially the first ones of the day, often come at discounted rates. Although the idea of waking up before dawn can be tough, these flights are less popular and often cheaper than those scheduled later in the day.

7. Book at the right time 

Timing is crucial when booking flights. Prices fluctuate, so track flight costs over a few weeks to recognize patterns. Generally, the best prices can be found between 1-3 months before your flight date for domestic travel and 2-6 months for international travel.

8. Set up price alerts

Many travel websites allow you to set up alerts for specific flight routes. These notifications inform you when fares drop, enabling you to secure tickets when prices are most favorable. This proactive approach eliminates the need to constantly monitor flight prices.

9. Use fare comparison websites

Fare comparison websites help you find the best rates by pulling data from multiple airlines. Websites like Skyscanner, Kayak, and Google Flights allow you to compare fares quickly, often showing different date and route options that can lead to cheaper tickets.

10. Sign up for airline newsletters for promotions and deals

Airlines regularly offer exclusive deals to their newsletter subscribers. Promotions include limited-time discounts and flash sales that could help you secure your next flight at a bargain price. Sign up for a few newsletters to receive the latest offers directly in your inbox.

11. Take advantage of frequent flyer programs

Enroll in airline loyalty programs to earn miles for each trip. Over time, these miles can lead to free flights or upgrades. Focus on building miles with a single airline or alliance to increase your rewards.

12. Opt for budget airlines

Budget airlines often offer flights at a fraction of traditional airline costs by cutting out non-essentials. For example, with Spirit Airlines or Ryanair, you can find deals that sometimes cut costs. Check baggage fees and other add-ons, but overall, you’ll likely save big.

13. Use incognito mode when searching for flights online

Browsing flights in incognito mode prevents travel sites from tracking your searches and potentially increasing prices. Clear your cookies or use private browsing mode to access unbiased fares without automated price hikes.

14. Choose alternative airports for departure and arrival

Major airports often charge more due to high demand, while nearby regional airports have competitive fares. Compare flight prices to secondary airports around your destination and departure cities, and you may find significantly cheaper options.

15. Look for flight deals during sales events 

Airlines often provide deep discounts during annual sales events like Black Friday, Cyber Monday, and Travel Tuesday. Monitor these events to uncover exclusive flight offers and book your next trip at a much lower cost.

16. Be open to layovers instead of direct flights

Non-stop flights offer convenience, but they often come at a premium. Consider flights with layovers to save money. Multi-stop flights, though longer in travel time, provide significant discounts that are worth the extra journey.

17. Purchase travel insurance in advance

Travel insurance protects your trip from unforeseen disruptions like cancellations or medical emergencies. Buying it early ensures you’re covered from the moment you book. This can save you money by reimbursing costs that would otherwise be non-refundable.

18. Bundle your flight with hotel and car rental for package deals

Many travel agencies and airlines offer discounted package deals when you book flights alongside hotels or car rentals. By bundling services, you can often save significantly on overall travel expenses, ensuring a smoother and more budget-friendly journey.

Don’t overpay for airfare

It’s easy to make the mistake of overpaying for airfare, but there’s good news. It’s just as easy to take steps — such as those above — that will save you money. Implement as many of these tips as possible. Doing so will save you money on your next airline ticket. 

FAQ